Our Kasasa® Products

Kasasa products are all about rewarding you for banking locally. By banking where you live, your funds are reinvested into your community – and that's good for us all!

Free Kasasa Checking Accounts

We're proud to introduce two new checking options that are not only free – but they also earn serious cash rewards. Choose between our Kasasa Cash® or Kasasa Cash Back® free checking.

Both of our Kasasa checking options offer the following, (in addition to their uniquely individual rewarding benefits):

  • Earns refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking with bill pay
  • Free e-statements
  • Free mobile banking
  • Free Visa® debit card
  • $50 minimum deposit to open
*APY=Annual Percentage Yield. APYs accurate as of 01/17/2020. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A..Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means the current statement cycle. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. Limit of 1 account per SSN. Consumers Only.

Our Kasasa Cash checking account adds these benefits:

Free checking that pays high dividends.

  • 2.50% APY* on balances up to $10,000 (when qualifications are met)
  • 0.20% APY* on balances over $10,000 (when qualifications are met)
  • 0.05% APY* if qualifications are not met

Our Kasasa Cash Back checking account adds these benefits:

Free checking that earns cash back.

  • Earn 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • Earn up to $90 per year (up to $7.50 per month)

Qualifying for each of these Kasasa checking products' rewards is easy.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle:

  • Be enrolled in and agree to receive e-statements
  • At least one direct deposit or ACH Payment/Credit transaction
  • At least 12 debit card purchases, (each greater than $4.99)

Even if you don't meet these qualifications, your Kasasa checking account is still free. With Kasasa Cash you'll still earn the base rate. Plus, you can get right back to earning your Kasasa checking cash rewards the very next cycle that you qualify.

Visit any of our branches today to enroll in your Kasasa checking account of your choice! Questions? Simply contact one of our helpful representatives for more information.

*APY=Annual Percentage Yield. APYs accurate as of 01/17/2020. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A..Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means the current statement cycle. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. Limit of 1 account per SSN. Consumers Only.

Kasasa Protect®

Kasasa can do more than just save you money – it can help protect it as well! For a low monthly price, Kasasa Protect provides a comprehensive ID theft solution.

Kasasa Protect offers:

  • Comprehensive identity protection and restoration solution*
  • Employs around-the-clock monitoring for fraudulent activity
  • Immediately alerts you to any suspicious activity
  • Quick, hands-on process of restoring your information should fraud occur
  • Full suite of offerings, including:
    • 24/7 credit monitoring
    • Annual credit reports
    • Monthly credit score and tracker
    • Dark web monitoring
    • Lost wallet protection
    • Identity restoration
  • Coverage from every angle provides peace of mind
  • Funds directly deducted from your checking every month – no credit card needed!
  • Exclusive pricing for all Kasasa® checking account holders – $7.99 per month
  • Secondary Kasasa account holders on a joint account – $5.99 per month
  • All other checking account holders – $9.99 per month
  • Not locked into a contract; no time commitment necessary

Activate Kasasa Protect in Minutes

Sign up to enroll in Kasasa Protect at any of our branches today. Upon enrollment, Kasasa Protect starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit secure.kasasaprotect.com.

*Kasasa and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. Experian is a registered trademark of Experian Information Solutions, Inc. Northwest Christian Credit Union offers Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution services through a separate, third party that can be added to your Kasasa or other accounts. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (“opt- in”), (b) charges a separate monthly fee and (c) can be cancelled at any time. Kasasa Protect: Identity Fraud Protection And Restoration Services “Kasasa Protect: Identity Fraud Protection And Restoration Services” collectively includes the following comprehensive services (collectively “Services”): (1) Credit Services: (a) Reports: an annual credit report from Experian; (b) Scores: a monthly credit score from Experian and (c) Plotter: a visual twelve (12)- month history of the consumer’s monthly credit scores from Experian. (2) Monitoring Services: (a) Public Records: Monitors name, address & Social Security Number (SSN) across public records; (b) Dark Web Monitoring: monitors across social networks, chat rooms & black market web sites for personally identifiable information including social security numbers; phone numbers; email addresses; bank account and routing numbers; credit and debit cards; and medical identification numbers; (c) Credit Bureau: monitors for and will provide an email or text alert if credit inquiries, new lines of credit, derogatory credit, name changes or changes in address are detected in the consumer’s Experian credit file. Credit monitoring occurs only on the credit file associated with the purchasing consumer, and does not monitor, compare or cross reference the credit file associated with the purchasing consumer to any other credit files maintained by the applicable credit bureaus. (3) Resolution Services: (a) Recovery Services: a professional Identity Recovery Specialist will assist the consumer identify, dispute, expunge any fraudulent activities and (b) Lost Wallet Services: Cancellation & replacement assistance for lost or stolen credit cards and personal documents lost due to loss or identity theft. Kasasa Protect Services are provided by CSID, a part of Experian Information Solutions, Inc. “Experian”. There are two (2) Kasasa Protect terms and conditions, one governing the program’s Services and the other governing the program’s online Portal, which you must agree to: (1) Services: Terms and conditions can be retrieved at Northwest Christian Credit Union branch location; (2) Portal: Terms & Conditions can be retrieved online by using the following link: https://secure.kasasaprotect.com. (“Portal”)