Hassle-free Checking

We provide you with simple, convenient checking options. Each option is designed to help our members manage their money through life's stages and ministry needs.

Introducing Kasasa Cash and Kasasa Cash Back

Sometimes the best reward is more money in your bank account. Kasasa Cash Back accounts give you just that. You get rewarded in cash back when you make debit card purchases, plus a few other simple banking basics. And there are no annoying points or category restrictions to keep track of—shop as you normally would and get rewarded.

Kasasa Cash is free checking that pays you massive interest (and by “massive” we mean many times higher than the teeny national average of 0.07% APY on interest checking; Source: FDIC.org) on your checking account. Kasasa Cash is all about making your money work harder for you. It's your money after all! You should be the one benefiting from it.

Click Here For Kasasa Details

All Of Our Checking Accounts Include:

  • No Minimum Balance required
  • No Monthly Account Maintenance fee
  • Unlimited Check Writing & Debit Card transactions
  • Online account access 24/7
  • Free Bill Pay
  • Free Direct Deposit
  • Free Shared Branching
  • Free E-statements
  • Free online check images (only available for previous 90 days)
  • Each Account Insured for up to $500,000

Which Account Is Right For You?

  Primary Kasasa Cash Kasasa Cash Back
Choose if: You want the basics with no qualifications You want to earn interest on your checking You want cash back on your debit card
Minimum Opening Deposit $50 $50 $50
Qualifications Per Month None 12 debit card transactions (transaction minimum: $4.99), eStatements, Minimum of one Direct Deposit or ACH Payment or ACH Credit 12 debit card transactions (transaction minimum: $4.99), eStatements, Minimum of one Direct Deposit or ACH Payment or ACH Credit
ATM Refunds None Up to $4.99 per transaction, up to $25 per month Up to $4.99 per transaction, up to $25 per month
Number of Accounts You Can Open Unlimited 1 1
1Kasasa Cash Interest Rate Cap – $10,000. Funds in excess of the Cap earns interest at a rate of 0.20% APY. APY (Annual Percentage Yield) reflects the total amount of interest paid on this account, based on the interest rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, NCCU pays interest monthly on the last day of each month.

*Rates Effective: January 03, 2020

Please refer to NCCU's Understanding Your Account Disclosures, Terms & Conditions and Truth in Savings and Personal Account Rates and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 208.466.0916.